The practice of high-net worth individuals investing their own time and money in early stage businesses with the goal of profiting from their long-term growth. The difference between Xpetts investors and venture capitalists is that Xpetts investors invest their own money. Xpetts are usually not only interested in the financial interest but have the desire to give back and the thrill of being involved with an innovative company. This means that some investors will take an active role in the investee businesses, by mentoring them or acting as an advisor.